Voted best furniture in Sacramento region!

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Pay over time,
on your terms.

Buy your Furnitures with Affirm — and pay off your purchase in easy, fixed monthly payments over 6, 12 or 18 months.

Experience True Freedom by Paying Over Time

Furniture USA has now partnered with Affirm to bring you more purchasing power. Affirm is an easier and faster way of paying for your new Furnitures over time. Leave the card in your wallet, because when you choose to buy with Affirm you can get your order now and split your purchase total into multiple, budget friendly payments. It’s that easy!

How It Works

The Furniture USA store brings you your favorite Furnitures and Affirm provides easy financing to get them now.
No tricks or hidden fees, just simple and straight forward financing.

1. Add to Cart
Browse through our products and
add it to your shopping cart.
2. Secure Check Out
At checkout, select Affirm
as your payment option.
3. Apply for Loan
You will be redirected to Affirm,
follow the steps provided to apply.
4. Order Complete
Once your loan is complete, we will
process your order automatically.

Shopping with Furniture USA is Now Easier

After checkout, Furniture USA will process and ship your order immediately and Affirm will stay in touch
with reminders of your payments. Affirm makes it convenient to pay whichever way best suits you;
make your payments with your debit card, bank transfer or a personal check.


Your Information Security is Paramount

Affirm employs top of the line information safeguards and the latest security
encryption to keep your information protected and secure at all times.


Choose Your Payment Terms

Affirm loans are designed with your budget in mind. By offering flexible and manageable payments,
you can choose to pay back your loan in 6, 12 or 18 months. Loan rates vary from 10-30% APR
depending on your credit. Actual rates will be clearly displayed at time of checkout.


Have More Questions About Affirm?

No worries! We want you to have all your questions answered.
Head on over to our FAQs page to learn more about Affirm Financing. - An Online Furniture Store

Furniture USA first opened its doors in South Sacramento in 1998, and since then has been recognized as a trusted name in the community.  Over the years the business has seen ups and downs, but has persevered alongside the community and is now stronger than ever.  Thanks to a reputation for furniture expertise and customer service, Furniture USA will soon expand its reach nationwide with the help of the new-and-improved ecommerce website.  Furniture USA now has a fully operational online furniture store through the website:  

For the past 3 years, 2013-2015, Furniture USA has been acknowledged as the best name in furniture retail for Northern California thanks to the KCRA3 A-List.  The expansive showroom and website feature every category of furniture imagineable, including: mattresses, mattress sets, bedroom collections, beds, dressers, nightstands, chests, dining room collections, dining tables, dining chairs, barstools, living room collections, sofas, loveseats, sectionals, chairs, recliners, occasional tables, lamps, rugs, accessories, home decor and so much more.  With industry leading brand names like Ashley, AC Pacific, AICO, Coaster, Home Elegance, Najarian, New Classic, Pulaski, Serta, Tempurpedic, Whittier and so many more, customers are sure to find what they are looking for with Furniture USA or  Local customers may qualify for Free Delivery!  Full Service Delivery & Setup may also be available for the following cities: Sacramento, Elk Grove, Rancho Cordova, Citrus Heights, Antelope, West Sacramento, Davis, Galt and others.  Not all cities that qualify for Full Service Delivery & Setup will also qualify for FREE Home Delivery.  Enter your zip code on the Checkout page to see what options are available in your area.  

In addition to business, Furniture USA prides itself on employee participation in various community events and outreach programs.  The store hosts the Salvation Army's Angel Tree event every year with the support of our customers and employees alike.  Additionally, Furniture USA has regularly contributed to such causes as the Kids Can! Food Drive, Kids Day (a fundraiser for Shriners Hospitals for Children), the USMC's Toys-for-Tots event and many more.  Be sure to check out the upcoming Community page to stay informed about current promotions, outreach opportunities, community events, charity auctions, and so much more!  Thank you for choosing!  You'll be glad you did.